Privacy & website terms

Privacy & Website Terms: Using DebtHelp.ca

What the website processes, how the calculator works and the limits of general educational information. This page applies to the current DebtHelp.ca website.

About this website

DebtHelp.ca is an educational publication. This notice applies to browsing this website, using its browser-based tools and contacting the website team. Updated November 1, 2026.

Browsing and hosting data

Web hosting and network providers process technical information needed to deliver and protect the site, such as IP addresses, requested URLs, request times and browser information. The website uses WHC hosting and Cloudflare DNS and network services; processing locations and operational logs depend on those providers. We do not represent ordinary website delivery as anonymous.

This version does not add advertising pixels, third-party analytics, marketing cookies or cross-site tracking scripts. Fonts and editorial images are served with the website. Cloudflare or the host may apply security measures as part of delivering or protecting the service.

Calculator and guide search

The repayment calculation and guide filtering run in your browser. The calculator does not send the entered balance, rate or payment to our server, and we do not store those values in browser storage. Avoid entering identifying details. Guide searches can appear in the URL; the requested page URL may be present in ordinary hosting logs. Do not put sensitive information in a search query.

Contacting the website team

Contact links open your email software. If you send an email, the website team and its email service process the information you choose to include so we can consider or respond to the enquiry. Do not send account numbers, passwords, a Social Insurance Number, identity documents or personal financial records.

We do not use this website to collect debt applications, book insolvency consultations or sell your enquiry to debt-service providers. Contacting our editorial team is not contacting a financial adviser or trustee.

External links

Following a link to another organization takes you to its service, terms and privacy practices. Check the organization and address before providing information. A link does not create an affiliation, professional engagement or endorsement.

Educational information and estimates

The content is general information for readers in Canada. It is not personal financial, legal or tax advice. We do not assess suitability, eligibility, creditor acceptance or expected outcomes. Calculator results depend on the displayed assumptions and are illustrative estimates, not credit offers.

Questions, access or correction requests

Email info@debthelp.ca for a privacy question or a request about information you supplied to us. Explain the request without sending sensitive documents. We may need to verify a request through an appropriate process before responding.

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